Financing Your Electrical Project
A necessary upgrade should not have to wait for the upfront cost. See how financing works and what a monthly payment could look like.
- 20+ Years Experience
- 24/7 Emergency Service
- 4.9 Rating (Google & Yelp)
- Same-Day Service
- 10-Min Callback
- Same-Day Service
Request Service
Full name, phone, and email are required — tell us as much or as little as you like.
We typically respond within about 10 minutes.
Two Ways to Manage Your Project Cost
There are two different ways we can help make an electrical project easier to afford, and they solve two different problems. Here is the short version of each, so you can jump straight to the one that fits your situation.
Option 1: Financing (this page)
Best for customers who need the work done now, want to pay over time instead of all at once, and are comfortable applying for a payment plan through one of our lending partners.
Option 2: Rebates & Incentives
Best for customers who are already planning a qualifying project, like adding a heat pump, and want to know if part of the electrical cost can be reduced through a utility or manufacturer program.
Which Option Applies to Me?
Financing
Rebates & Incentives
What it does
Spreads your project cost into monthly payments
Reduces your total project cost, if you qualify
Best for
Anyone who wants to pay over time
Projects tied to a qualifying electrification upgrade (like a heat pump)
Who approves it
The lending partner (Wells Fargo, EnerBank, or Synchrony Bank)
The utility, state, or manufacturer program
Guaranteed?
No, subject to lender approval
No, subject to program funding and eligibility
Can they be combined?
Yes, a rebate can lower the amount you finance
Yes, see Financing for the rest of the cost
What Does "0% APR" Actually Mean?
APR stands for Annual Percentage Rate, it is simply the yearly cost of borrowing money, including interest. A “0% APR” offer means there is no added interest charge for the length of the promotional period, as long as payments are made on time.
In plain terms: if you finance $2,000 at 0% APR, you pay back the same $2,000 total, just spread out into monthly payments, with nothing extra tacked on. Once the promotional period ends, standard lender terms may apply, so paying within the promotional window matters.
How Financing Works
1
Get a Quote
We assess your project and give you a real project cost before anything is financed.
2
Apply With a Lending Partner
A short application with Wells Fargo, EnerBank, or Synchrony Bank, not a full loan process.
3
Get a Decision
The lender reviews your application and lets you know if you are approved, along with rate and term.
4
We Schedule the Work
Once approved, we schedule your project like any other job, no separate waiting period.
5
Make Simple Monthly Payments
You pay the lender directly according to your approved term.
Our Lending Partners
We work with three lending partners, Wells Fargo, EnerBank, and Synchrony Bank, so more customers can find a plan that fits their project and their credit profile. When you apply, you are applying directly with that lender, not with us. The lender runs the credit check, makes the approval decision, and sets your exact rate and term. Once your financing is approved, we simply schedule and complete the work like any other project, and you make your payments directly to the lender.
Depending on the lender and your qualifications, plans may include no down payment and 0% APR for up to 18 months on qualifying projects. Approval and terms are subject to the lender’s review and are never guaranteed.
What Could Your Monthly Payments Look Like?
These are examples only, not quotes. If you finance a project like a panel upgrade, your estimated monthly payment could look like this:
~$44
/mo
Electric Panel Upgrade example
~$167
/mo
Full-House Rewire example
Your actual payment depends on your project’s real cost, the lender you choose, and the term you are approved for. Call us for a project-specific estimate before assuming either figure applies to your job.
What Projects Qualify
Financing is most commonly used for larger jobs. Smaller repairs are usually paid directly, but ask if you would rather finance a smaller project too.
Electric Panel Upgrade
Upgrading to 200A or higher to support modern electrical demand.
Whole-House or Partial Rewiring
Replacing outdated wiring throughout a home or a specific area.
Generator Installation
Standby power systems with automatic transfer switches.
EV Charger Installation
Level 1 and Level 2 charger installs.
ADU Electrical
Full electrical coordination for accessory dwelling unit builds.
Aluminum or Knob-and-Tube Replacement
Replacing outdated or unsafe wiring types.
Frequently Asked Questions
Lorem ipsum dolor sit amet
“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.”
Lorem ipsum dolor sit amet
“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.”
Lorem ipsum dolor sit amet
“Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat. Duis aute irure dolor in reprehenderit in voluptate velit esse cillum dolore eu fugiat nulla pariatur. Excepteur sint occaecat cupidatat non proident, sunt in culpa qui officia deserunt mollit anim id est laborum.”
